Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. First International Bank & Trust and Skyward Financial, LLC are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Skyward Financial, LLC and may also be employees of First International Bank & Trust. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, First International Bank & Trust or Skyward Financial, LLC. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed | Not Bank Deposits or Obligations | May Lose Value

Your Bank (“Financial Institution") provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visithttps://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html.

The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
LPL Financial Form CRS

Skyward Financial

1350 13th Ave. E. Suite 104
West Fargo, ND 58078

(701) 235-3272
eric.isaak@lpl.com

Skyward Financial

1350 13th Ave. E. Suite 104West Fargo, ND 58078

(701) 235-3272eric.isaak@lpl.com

1350 13th Ave. E. Suite 104
West Fargo, ND 58078

(701) 235-3272
eric.isaak@lpl.com